OVERVIEW

A retirement annuity to the rescue

The sooner you start saving for life after work, the better. A Metropolitan Retirement Annuity (RA) is designed to help you reach your long-term savings goal of retiring comfortably. Here’s how it works:

You save for your retirement independently from your employer.

Access to up to one-third of your savings in cash when you retire.

Your retirement savings are protected from creditors.

Your contributions are tax-deductible up to certain limits.

You can only access your money from age 55.

Save for your retirement in a disciplined way. The earlier you start the better.

COMPARE

Retire right,
with the right plan

Compare our retirement savings plans, and chat to an adviser to find out more.
FutureBuilder Pension Plan
A standard retirement savings plan for individuals
Manage the rising cost of living
As the cost of living goes up, your premium increases with Automatic Inflation Management (AIM) so you stay ahead of inflation.
Got it
Smooth Bonus Fund for stable returns
This fund aims to provide market-related and inflation-beating returns over the long term without the ups and downs of the stock market in the short term. Available for single premium RAs only.
Got it
Multiple funds to choose from
An adviser will guide your choice, depending on the investment risk you want to take.
Got it
Switch funds to manage risk
Switch between 4 risk-profiled funds to suit your savings needs.
Got it
Take a payment break
Life happens - skip a premium for a limited time if you become unemployed, go on maternity leave or fall ill.
Got it
Optional Premium Waiver on Disability
If you choose to add the Premium Waiver benefit, we’ll pay your monthly premiums if you become disabled and can’t work.
Got it
From
R 250
pm
Call me back
FutureChoice Retirement Annuity
A retirement annuity that offers 4 risk-profiled investment funds (including the Smooth Bonus Fund) to suit your personal retirement needs
Manage the rising cost of living
As the cost of living goes up, your premium increases with Automatic Inflation Management (AIM) so you stay ahead of inflation.
Got it
Smooth Bonus Fund for stable returns
This fund aims to provide market-related and inflation-beating returns over the long term without the ups and downs of the stock market in the short term. Available for single premium RAs only.
Got it
Multiple funds to choose from
An adviser will guide your choice, depending on the investment risk you want to take.
Got it
Switch funds to manage risk
Switch between 4 risk-profiled funds to suit your savings needs.
Got it
Take a payment break
Life happens - skip a premium for a limited time if you become unemployed, go on maternity leave or fall ill.
Got it
Optional Premium Waiver on Disability
If you choose to add the Premium Waiver benefit, we’ll pay your monthly premiums if you become disabled and can’t work.
Got it
From
R 250
pm
Call me back

We'll help you plan right

Saving for retirement can feel overwhelming. Let us do the thinking for you.

Let's work it out

Why choose Metropolitan

See what our customers think of us and what we are proud of.
Nitya Naidoo

In the midst of the pandemic, I wanted to get my affairs in order. I made my daughter enter my details online, hoping someone would call me back to update my polices, which are almost 28 years old. I didn't have much hope. Until Sam from Metropolitan called me and assisted me over one weekend. He was professional and courteous. My only regret is that we did not cross paths sooner.

By User
Nitya Naidoo
Mbalenhle Mnculwane

I seldom experience the kind of 5-star client service I received from Metropolitan, days after my beautiful mother passed from Covid complications. I can proudly say you treated me and those around me with dignity, love and respect. When I thanked the consultant, Alfred, he said "We are family". It felt like he was acknowledging my mother as his mother too. She would have loved that.

By User
Mbalenhle Mnculwane
Faried A

I was contacted by a wonderful young woman by the name of Kaylinn Smith, a financial adviser at Metropolitan. She did an absolutely great job selling me one of their products. And the best part is that I never felt obligated or under pressure to sign up with her. She made me feel like I was in charge all the time. I will recommend her anytime, to anyone.

By User
Faried A
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