OVERVIEW
Your life goals made real

A goal without a plan is just a dream. That's where Metropolitan Savings Plans come in. They offer a simple way to grow your money for your long-term life goals. Whether you're saving for an education, a special event like a wedding or even buying a house, we've got plans that can make your goals a reality.

If you're a South African citizen and over the age of 18, use our savings plans to:

Save a little bit every month or save a large amount when you can.

Add more money as your circumstances improve.

Invest your money into funds that grow your savings over time. Save in a way that’s convenient and still have access to your money in case of an emergency.

COMPARE

Find the right savings plan for you

Compare our savings plan options and chat to an adviser to find out more.
TAX-FREE SAVINGS
OTHER SAVINGS PLANS
Tax-free Savings Plan (Main plan)
A long-term savings plan where you can save up to R500 000 tax free and you also pay no tax on the growth of your money.
5 - 20 years
You can choose a savings term between 5 to 20 years. The minimum payment is linked to the term.
Got it
Contributions optional?
You must contribute to this plan on a monthly basis.
Got it
Can this plan exist on its own?
We automatically open a Money Market Fund for you when you open a Tax-free savings account with us. You can use it if you need to.
Got it
Manage the rising cost of living
As the cost of living goes up, your premium increases so you stay ahead of inflation.
Got it
Are withdrawals limited?
You must leave R1 000 in your plan if your plan payment is paused and you’re not making a regular payment.
Got it
Transaction fees on withdrawals?
You pay R250 per transaction with the Tax-free savings account
Got it
Can you name beneficiaries for this plan?
We’ll pass money to your estate if you don’t or can’t name a beneficiary.
Got it
Pause your payments if you need to
You don’t need to catch up on missed payments if something happens and you miss a payment – just carry on saving.
Got it
From
R350
pm
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Money market Savings Plan (Rider benefit)
A short-term savings plan that you can add to your tax-free savings plan to give you easy access to your money for emergencies and you pay no transaction fees.
0 -5 years
You can use this plan to save for your short-term goals up to 5 years or use it to save for emergency funds. This plan's term is linked to your tax-free savings plan's term.
Got it
Contributions optional?
It’s not compulsory to make contributions to the Money Market if there are no short-term needs.
Got it
Can this plan exist on its own?
We automatically open a Money Market Fund for you when you open a Tax-free savings account with us. You can use it if you need to.
Got it
Manage the rising cost of living
As the cost of living goes up, your premium increases so you stay ahead of inflation.
Got it
Are withdrawals limited?
You don’t have to keep a minimum amount in your plan if your plan is paused (when you’re not making the regular payment.
Got it
Transaction fees on withdrawals?
You pay no transaction fees on any withdrawals.
Got it
Can you name beneficiaries for this plan?
We’ll pass money to your estate if you don’t or can’t name a beneficiary.
Got it
Pause your payments if you need to
You don’t need to catch up on missed payments if something happens and you miss a payment – just carry on saving.
Got it
From
R100
pm
Call me back
FutureBuilder Savings Plan
A savings plan invested in the Smooth Bonus Fund
Invest in the Smooth Bonus Fund (only)
The Smooth Bonus Fund gives you stable returns, even as the market changes.
Got it
One plan. Five funds to choose from
An adviser will guide your choice, depending on the investment risk you want to take.
Got it
Fund switching
Unlimited switching between 5 funds as your risk profile changes.
Got it
Take a payment break
Life happens - Skip a premium for a limited time if you become unemployed, go on maternity leave or fall ill.
Got it
Manage the rising cost of living
As the cost of living goes up, your premium increases with Automatic Inflation Management (AIM) so you stay ahead of inflation.
Got it
Premium Waiver on Death
If the premium payer passes away, we will pay your premiums.
Got it
Premium Waiver on Disability
If you become disabled and unable to work due illness or accident, we will pay your premiums.
Got it
From
R200
pm
Call me back
FutureBuilder MultiCash Plan
A savings plan invested in the Smooth Bonus Fund with penalty free yearly cash withdrawal options after 5 years
Invest in the Smooth Bonus Fund (only)
The Smooth Bonus Fund gives you stable returns, even as the market changes.
Got it
One plan. Five funds to choose from
An adviser will guide your choice, depending on the investment risk you want to take.
Got it
Fund switching
Unlimited switching between 5 funds as your risk profile changes.
Got it
Take a payment break
Life happens - Skip a premium for a limited time if you become unemployed, go on maternity leave or fall ill.
Got it
Manage the rising cost of living
As the cost of living goes up, your premium increases with Automatic Inflation Management (AIM) so you stay ahead of inflation.
Got it
Premium Waiver on Death
If the premium payer passes away, we will pay your premiums.
Got it
Premium Waiver on Disability
If you become disabled and unable to work due illness or accident, we will pay your premiums.
Got it
From
R270
pm
Call me back
FutureChoice Endowment
Invest in one of 5 different funds to suit your needs
Invest in the Smooth Bonus Fund (only)
The Smooth Bonus Fund gives you stable returns, even as the market changes.
Got it
One plan. Five funds to choose from
An adviser will guide your choice, depending on the investment risk you want to take.
Got it
Fund switching
Unlimited switching between 5 funds as your risk profile changes.
Got it
Take a payment break
Life happens - Skip a premium for a limited time if you become unemployed, go on maternity leave or fall ill.
Got it
Manage the rising cost of living
As the cost of living goes up, your premium increases with Automatic Inflation Management (AIM) so you stay ahead of inflation.
Got it
Premium Waiver on Death
If the premium payer passes away, we will pay your premiums.
Got it
Premium Waiver on Disability
If you become disabled and unable to work due illness or accident, we will pay your premiums.
Got it
From
R200
pm
Call me back

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Why choose Metropolitan

See what our customers think of us and what we are proud of.
Leon

I received a payout recently on a very small policy which matured. I simply could not believe the professional and very fast service I received. I was treated as a major customer even though the amount in question must have been miniscule in comparison to other polices. To me, that is evidence of a company that strives for good customer service.

By User
Leon
Mzikayise

I am the most excited client ever. Thanks for your help. My matter was resolved by Metropolitan and I will continue my relationship with them. A special thanks to Aletta Clarence and her team for such wonderful work. I recommend this company.

By User
Mzikayise
Faried A

I was contacted by a wonderful young woman by the name of Kaylinn Smith, a financial adviser at Metropolitan. She did an absolutely great job selling me one of their products. And the best part is that I never felt obligated or under pressure to sign up with her. She made me feel like I was in charge all the time. I will recommend her anytime, to anyone.

By User
Faried A
Charlotte

I took out a funeral plan as well as a savings plan and am quite happy with my choice, because after a year I’ve already benefitted from it. Although everything has to be done online, the consultants are very professional and they walk the extra mile to guide and help you through the benefit forms. You will never be left disappointed by Metropolitan in times of trouble.  
 

By User
Charlotte
Trusted for over 100 years
Frequently asked questions
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