Metropolitan Life Cover

Life
Cover

Plan for life's curveballs. Get life cover that protects your family and your income.
Learn more
OVERVIEW
It's your life. Cover it your way

Life doesn't always work out the way you plan. But our Metropolitan life cover plans do. They protect you and your family should something happen that stops you from earning a living.

Protect your family or create generational wealth.

Choose if you want to do medical tests or not.

Get built-in benefits for urgent expenses and add benefits for extra cover.

Choose how much you can afford to pay.

COMPARE

Let's plan for your family's future

You want options. We've got them. Compare our life cover plans, and chat to an adviser if you want to know more.
No Medical Tests
With medical tests
Cover up to age 60
Helps you protect your family while you are still working
Pay the same amount every month or start with a lower payment that increases.
Pay the same amount every month or start with a lower payment that increases over time.
Got it
Get money for urgent expenses before a claim pays out, on accidental death or terminal illness.
The Immediate Needs benefit covers urgent expenses on a valid claim for accidental death or terminal illness before we settle the claim.
Got it
Add-on benefits protect your plan against disability and the rising cost of living.
Disability cover pays out when an illness or injury permanently stops you from working. The Value Protection benefit is an automatic yearly payment increase that helps protect your plan payout so that it keeps up with the rising cost of living.
Got it
Skip payments in tough times.
Struggling to make your monthly payments? We allow you to skip up to 6 monthly payments during your plan term.
Got it
Payments automatically stop at age 85 or choose to stop them at age 65.
On a plan with cover for life you stop making payments at age 85, but you have cover until you pass away.
Got it
Get all your monthly payments back at the end of the plan if there was no claim.
You pay extra for this benefit. When you have a plan with cover for life, your plan has no term and only ends when you pass away.
Got it
Get up to
R1 000 000
From as little as
R120
pm
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Cover for life
Leave a gift of money or help your family build a better financial future
Pay the same amount every month or start with a lower payment that increases.
Pay the same amount every month or start with a lower payment that increases over time.
Got it
Get money for urgent expenses before a claim pays out, on accidental death or terminal illness.
The Immediate Needs benefit covers urgent expenses on a valid claim for accidental death or terminal illness before we settle the claim.
Got it
Add-on benefits protect your plan against disability and the rising cost of living.
Disability cover pays out when an illness or injury permanently stops you from working. The Value Protection benefit is an automatic yearly payment increase that helps protect your plan payout so that it keeps up with the rising cost of living.
Got it
Skip payments in tough times.
Struggling to make your monthly payments? We allow you to skip up to 6 monthly payments during your plan term.
Got it
Payments automatically stop at age 85 or choose to stop them at age 65.
On a plan with cover for life you stop making payments at age 85, but you have cover until you pass away.
Got it
Get all your monthly payments back at the end of the plan if there was no claim.
You pay extra for this benefit. When you have a plan with cover for life, your plan has no term and only ends when you pass away.
Got it
Get up to
R1 000 000
From as little as
R 120
pm
Call me back
Cover for all causes
Protect your family when you pass away, leave a gift of money for, or help your family build a better financial future Cover for a term or for life.
Get cover for a terminal illness.
The Terminal illness benefit may pay up to 100% of your cover amount if you are diagnosed with a terminal illness and you are expected to die in less than 12 months.
Got it
Choose a critical illness benefit.
A Critical Illness Core plan covers 4 major critical illnesses: strokes, heart attacks, cancer, and coronary artery bypass surgery. A Critical Illness Comprehensive plan covers these conditions and 12 others.
Got it
Enjoy flexible payments and cover in tough times.
A Flexi-Premiums benefit lets you lower your payment and cover when times are tough.
Got it
Get money for urgent expenses before a claim pays out.
The Funeral and Immediate Needs benefit gives you and your life partner cover for funeral costs or other urgent expenses on a valid claim. We pay up to 20% of your cover amount but not more than R50 000 in 48 hours.
Got it
Choose disability cover.
Your cover amount pays out early if you are completely and permanently disabled because of an illness or injury and you can no longer do your job.
Got it
Get up to
R5 000 000
From as little as
R100
pm
Call me back
Cover for accidental death
Protect your family if you were to die because of an accident. Cover for a term or for life.
Get cover for a terminal illness.
The Terminal illness benefit may pay up to 100% of your cover amount if you are diagnosed with a terminal illness and you are expected to die in less than 12 months.
Got it
Choose a critical illness benefit.
A Critical Illness Core plan covers 4 major critical illnesses: strokes, heart attacks, cancer, and coronary artery bypass surgery. A Critical Illness Comprehensive plan covers these conditions and 12 others.
Got it
Enjoy flexible payments and cover in tough times.
A Flexi-Premiums benefit lets you lower your payment and cover when times are tough.
Got it
Get money for urgent expenses before a claim pays out.
The Funeral and Immediate Needs benefit gives you and your life partner cover for funeral costs or other urgent expenses on a valid claim. We pay up to 20% of your cover amount but not more than R50 000 in 48 hours.
Got it
Choose disability cover.
Your cover amount pays out early if you are completely and permanently disabled because of an illness or injury and you can no longer do your job.
Got it
Get up to
R1 500 000
From as little as
R100
pm
Call me back
Cover that gets less each year
Helps protect your family by paying off your debt when you die. Cover for a term only.
Get cover for a terminal illness.
The Terminal illness benefit may pay up to 100% of your cover amount if you are diagnosed with a terminal illness and you are expected to die in less than 12 months.
Got it
Choose a critical illness benefit.
A Critical Illness Core plan covers 4 major critical illnesses: strokes, heart attacks, cancer, and coronary artery bypass surgery. A Critical Illness Comprehensive plan covers these conditions and 12 others.
Got it
Enjoy flexible payments and cover in tough times.
A Flexi-Premiums benefit lets you lower your payment and cover when times are tough.
Got it
Get money for urgent expenses before a claim pays out.
The Funeral and Immediate Needs benefit gives you and your life partner cover for funeral costs or other urgent expenses on a valid claim. We pay up to 20% of your cover amount but not more than R50 000 in 48 hours.
Got it
Choose disability cover.
Your cover amount pays out early if you are completely and permanently disabled because of an illness or injury and you can no longer do your job.
Got it
Get up to
R5 000 000
From as little as
R100
pm
Call me back
Frequently asked questions
Your questions answered.
VIsit our FAQs page
Not finding what you’re looking for?
Speak to one of our advisers.
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