OVERVIEW

You get better, we get the bills

An unexpected hospital stay can turn your world upside down. We'll help you set it straight with our Metropolitan HealthCare CashBack Cover. It isn't a medical aid; it's a plan that pays you out a cash amount to cover expenses not related to the cost of medical treatment. Here's how:

Get a daily cash amount of up to R3 000, for every full day you're in hospital, up to 120 days.

Use the money to pay for things like medical bills, a caregiver to look after children or to cover a temporary loss of income.

Cover for you, your immediate family, parents and extended family.

Add-on benefits, like accident and funeral cover.

COMPARE

Plans with benefits

Compare our HealthCare CashBack Cover options, and chat to an adviser.
Built-in benefits
Add-on benefits
You and your immediate family
You and your immediate family
Cover for you, one life partner and up to 10 children
These are the people you can cover under the Daily Cash benefit on your plan.
Got it
A daily cash payout amount of up to R3000
We pay out a Daily Cash benefit amount of up to R3 000 for you and your immediate family, and up to R400 for your parents for each full day spent in hospital. We cover up to 120 days.
Got it
Double the cash payout amount if you're in ICU
We’ll double the Daily Cash benefit amount for every full day an insured life spends in an intensive care unit (ICU).
Got it
Hello Doctor - have access to a doctor on call 24/7
Get free access to a medical doctor and advice any day, any time. Access this benefit online, get a call back, text your doc or participate in group chats.
Got it
A Loyalty Bonus and a No-Claim Bonus every 3 years
A Loyalty Bonus rewards you for paying all your premiums, even if you have claimed for hospitalisation. If neither you nor a family member have made a claim in 3 years, the No Claims Bonus gives you money back, equal to 10 times your daily benefit.
Got it
Call me back
Your parents (up to four)
Your parents (up to four)
Cover for two own parents and two parents-in-law
These are the people you can cover under the Daily Cash benefit on your plan.
Got it
A daily cash payout amount of up to R400
We pay out a Daily Cash benefit amount of up to R3 000 for you and your immediate family, and up to R400 for your parents for each full day spent in hospital. We cover up to 120 days.
Got it
Double the cash payout amount if you're in ICU
We’ll double the Daily Cash benefit amount for every full day an insured life spends in an intensive care unit (ICU).
Got it
Hello Doctor - have access to a doctor on call 24/7
Get free access to a medical doctor and advice any day, any time. Access this benefit online, get a call back, text your doc or participate in group chats.
Got it
A Loyalty Bonus and a No-Claim Bonus every 3 years
A Loyalty Bonus rewards you for paying all your premiums, even if you have claimed for hospitalisation. If neither you nor a family member have made a claim in 3 years, the No Claims Bonus gives you money back, equal to 10 times your daily benefit.
Got it
Call me back
You and your immediate family
You and your immediate family
An accident benefit of R50 000 each for you and your life partner
This benefit covers you and your life partner only. The full benefit amount pays out if you die or are completely and permanently disabled because of an accident.
Got it
A funeral benefit of up to R10 000 each for 6 people
You can cover up to 6 family members up to R10 000 each to help with funeral expenses.
Got it
If you pass away, your plan carries on
If you are the plan owner and you choose the Premium Waiver benefit on Death and you die before age 65, we take care of the plan payments for the rest of the term. You must name someone else who can take over the plan so that your loved ones stay covered under the Daily Cash benefit. If you did not choose this benefit and you are also the payer, the plan ends when you die.
Got it
Increase your payment and benefits to keep up with the rising cost of living (inflation)
The Automatic Inflation Management benefit means your payment and cover automatically increase every year to keep up with rising costs over time.
Got it
Call me back
Your parents
Your parents
An accident benefit of R50 000 each for you and your life partner
This benefit covers you and your life partner only. The full benefit amount pays out if you die or are completely and permanently disabled because of an accident.
Got it
A funeral benefit of up to R10 000 each for 6 people
You can cover up to 6 family members up to R10 000 each to help with funeral expenses.
Got it
If you pass away, your plan carries on
If you are the plan owner and you choose the Premium Waiver benefit on Death and you die before age 65, we take care of the plan payments for the rest of the term. You must name someone else who can take over the plan so that your loved ones stay covered under the Daily Cash benefit. If you did not choose this benefit and you are also the payer, the plan ends when you die.
Got it
Increase your payment and benefits to keep up with the rising cost of living (inflation)
The Automatic Inflation Management benefit means your payment and cover automatically increase every year to keep up with rising costs over time.
Got it
Call me back
Your extended family
Your extended family
An accident benefit of R50 000 each for you and your life partner
This benefit covers you and your life partner only. The full benefit amount pays out if you die or are completely and permanently disabled because of an accident.
Got it
A funeral benefit of up to R10 000 each for 6 people
You can cover up to 6 family members up to R10 000 each to help with funeral expenses.
Got it
If you pass away, your plan carries on
If you are the plan owner and you choose the Premium Waiver benefit on Death and you die before age 65, we take care of the plan payments for the rest of the term. You must name someone else who can take over the plan so that your loved ones stay covered under the Daily Cash benefit. If you did not choose this benefit and you are also the payer, the plan ends when you die.
Got it
Increase your payment and benefits to keep up with the rising cost of living (inflation)
The Automatic Inflation Management benefit means your payment and cover automatically increase every year to keep up with rising costs over time.
Got it
Call me back

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Why choose Metropolitan

See what our customers think of us and what we are proud of.
Siduduzo Ntshangase

If it wasn't for Mrs C Petersen, her effort, and patience, I wouldn't be here. You truly understood my issue and remained calm. I hope everyone in a similar situation finds someone as passionate as you so they can get their claims paid out. Continue doing God's work and may you be blessed and continue touching people's lives.

By User
Siduduzo Ntshangase
Phumla Rantoetse

I had to face my father's death and was still in mourning when money owed to me was paid back. I had no energy to fight but the Metropolitan consultant came to my rescue. My family and I really appreciate all of your efforts. Keep doing what you're doing.

By User
Phumla Rantoetse
Phindo Zungu

Unfortunately, my family lost a loved one during the pandemic. I assumed that remote working and increased workload would lead to an inefficient claims process. I was wrong. As tragic as our situation was, your office and Ms Pat Nzama provided superior service, which deserves to be appreciated and applauded. My family would like to thank Metropolitan for the quality service they provided in our time of need.

By User
Phindo Zungu
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