Overview

You get better, we get the bills

An unexpected hospital stay can turn your world upside down. We'll help you set it straight with our Metropolitan HealthCare CashBack Cover. It isn't a medical aid; it's a plan that pays you out a cash amount to cover expenses not related to the cost of medical treatment. Here's how:

Get a daily cash amount of up to R3 000, for every full day you're in hospital, up to 120 days

Use the money to pay for things like medical bills, a caregiver to look after children or to cover a temporary loss of income

Cover for you, your immediate family, parents and extended family

Add-on benefits, like accident and funeral cover.

COMPARE

Plans with benefits

Compare our HealthCare CashBack Cover options, and chat to an adviser for more.
Built-in benefits
Add-on benefits
You and your immediate family
You and your immediate family
Cover for you, one life partner and up to 10 children
People you can cover
Got it
A daily cash payout amount of up to R3000
A daily cash payout amount
Got it
Double the cash payout amount if you're in ICU
Should you find yourself in the ICU, we’ll double your daily amount for every day you’re in the ICU.
Got it
Hello Doctor - have access to a doctor on call 24/7
Get free access to a medical doctor and advice any day, any time. Access this benefit online, get a call back, text your doc or participate in group chats.
Got it
A Loyalty Bonus and a No-Claim Bonus every 3 years
A Loyalty Bonus rewards you for paying all your premiums, even if you have claimed for hospitalisation. If neither you nor a family member have made a claim in 3 years, the No Claims Bonus gives you money back, equal to 10 times your daily benefit.
Got it
Call me back
Your parents (up to four)
Your parents (up to four)
Cover for two own parents and two parents-in-law
People you can cover
Got it
A daily cash payout amount of up to R400
A daily cash payout amount
Got it
Double the cash payout amount if you're in ICU
Should you find yourself in the ICU, we’ll double your daily amount for every day you’re in the ICU.
Got it
Hello Doctor - have access to a doctor on call 24/7
Get free access to a medical doctor and advice any day, any time. Access this benefit online, get a call back, text your doc or participate in group chats.
Got it
A Loyalty Bonus and a No-Claim Bonus every 3 years
A Loyalty Bonus rewards you for paying all your premiums, even if you have claimed for hospitalisation. If neither you nor a family member have made a claim in 3 years, the No Claims Bonus gives you money back, equal to 10 times your daily benefit.
Got it
Call me back
You and your immediate family
You and your immediate family
An accident benefit of R50 000 each for you and your life partner
Get up to R50 000 cover for each insured person if you are disabled, impaired or pass away in an accident.
Got it
A funeral benefit of up to R10 000 each for 6 people
If someone insured passes away, you get a payout of up to R10 000 per insured individual (up to 6 family members) to help with funeral expenses.
Got it
If you pass away, your plan carries on
The Premium Waiver Benefit means if you pass away before you turn 65, we’ll take care of your premiums, so that your loved ones stay covered.
Got it
Increase your payment and benefits to keep up with the rising cost of living (inflation)
With Automatic Inflation Management, your premiums automatically increase so you can afford rising prices.
Got it
Call me back
Your parents
Your parents
An accident benefit of R50 000 each for you and your life partner
Get up to R50 000 cover for each insured person if you are disabled, impaired or pass away in an accident.
Got it
A funeral benefit of up to R10 000 each for 6 people
If someone insured passes away, you get a payout of up to R10 000 per insured individual (up to 6 family members) to help with funeral expenses.
Got it
If you pass away, your plan carries on
The Premium Waiver Benefit means if you pass away before you turn 65, we’ll take care of your premiums, so that your loved ones stay covered.
Got it
Increase your payment and benefits to keep up with the rising cost of living (inflation)
With Automatic Inflation Management, your premiums automatically increase so you can afford rising prices.
Got it
Call me back
Your extended family
Your extended family
An accident benefit of R50 000 each for you and your life partner
Get up to R50 000 cover for each insured person if you are disabled, impaired or pass away in an accident.
Got it
A funeral benefit of up to R10 000 each for 6 people
If someone insured passes away, you get a payout of up to R10 000 per insured individual (up to 6 family members) to help with funeral expenses.
Got it
If you pass away, your plan carries on
The Premium Waiver Benefit means if you pass away before you turn 65, we’ll take care of your premiums, so that your loved ones stay covered.
Got it
Increase your payment and benefits to keep up with the rising cost of living (inflation)
With Automatic Inflation Management, your premiums automatically increase so you can afford rising prices.
Got it
Call me back

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Let us know and an adviser will be in touch. 

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Frequently Asked Questions
Your questions answered.
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