Financial literacy, also known as financial education, is a key building block to empowering yourself to make informed decisions about your finances and any lifestyle choices linked to saving, spending and investing money.

What is financial freedom?

Financial freedom means something different to everyone. For most of us, it means having enough money to pay our bills, live comfortably and having a little extra saved up to do whatever we want. Financial freedom can sound like a farfetched dream. But the truth is, it is possible for anyone to achieve, if you’re equipped with the right financial literacy and access to tools. No matter what financial missteps you’ve had in the past, there’s always a way to get back on track.

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What is debt and how do I get out of it?

Debt is money you owe to another person or business, like a bank or a store, and often happens when you lend money or buy goods and services on credit. We typically take on debt when we need (or want) to buy something that costs more than we can afford.

Proper debt management leads to financial security in the future – something all of us hope to achieve. In fact, much of our financial success depends on our ability to manage debt. The more we know about debt, the better we can effectively manage our finances and work towards our financial goals.

Click here to find out more about how to manage your debt.

How do I start my financial plan?

Have you put off starting a financial plan because you don’t know where or how to start? You probably think that you need bucket-loads of money to have a financial plan. Can we let you in on an interesting fact - you don’t need a lot of money to start a financial plan.

Your first step is to think about your financial life goals, make sure your goals are clear and specific. With your goals in mind, you should meet with a financial adviser to create a balanced plan to achieve these goals.

Click here if you want to know more about how you can become money savvy with our Metropolitan solutions and advice.

Do I have enough funeral cover?

Death and taxes are 2 things in life we’re guaranteed; yet talking about our death to our loved ones is often something we avoid.

Your funeral should be an event that pays tribute to your memory and the impact you made on the lives of your loved ones. Having adequate funeral cover through a funeral policy will allow your loves ones to celebrate your life.

Click here to find out more about the cost of a dignified funeral.

Understanding my policy contract

Insurance jargon is notoriously difficult to understand. Some words, such as repudiate and annuities, don’t form part of our everyday language. Other words like paid-up benefits, surrender or lapse might well call up images that have nothing to do with insurance.

We’ve put together a list explaining some of the most common words and phrases that you’ll find in your Metropolitan policy document.

Click here to read about how we’re busting financial jargon.

How to have the retirement of your dreams

We all want to retire comfortably and ensure we have enough savings to stop working and enjoy our golden years when the time comes. However, the rules and regulations about when and how we can access these savings can be very confusing.

We’ve unpacked the various retirement saving options to help you navigate this financial life goal.

Click here to find out more.

How do I protect my family after I’m gone?

We all want those we love to be taken care of when we pass away. Whether it is to provide them with enough money to take care of their daily needs, or to repay a loan, life cover allows us to achieve this financial life goal. Planning for your family’s financial future is important and with our Metropolitan life cover insurance solutions, you and your family can enjoy some financial stability.

Click here to find out more about the importance of life cover.