Overview

Accidents happen. Protect your income, just in case

Whether it's a day job, your side hustle or both – your job pays the bills. What happens to those bills if you become injured and can no longer work? Our Metropolitan Occupational Disability plan takes care of these costs with a single payout. Here's how this standalone plan works:

If you are 14 to 59 years old, you can get cover from R150 000 up to R4 000 000.

As you're willing to do medical tests, we can offer you the best possible payment to start with if you're healthy.

A Flexi-Premiums benefit lets you lower your payment and cover when times are tough.

Add-on benefits help protect your plan payment and payout.

Occupational Disability is also available as an add-on benefit on your Life Cover plan and depends on your life cover amount.

Overview

Get extra benefits

For a few more bucks, you can get a lot more benefits. Let’s take a closer look.
Help your plan keep up with the rising cost of living (inflation).
Choose a Value Defender benefit to increase your payment every year so your payout keeps up with the rising cost of living.
Skip your first payment every year.
Choose the Free January benefit and skip your January payment every year.
We take care of the payments for 12 months if the payer is retrenched.
If the payer is retrenched, choosing the Retrenchment Premium Waiver means we take care of the payments for 12 months after that.
You plan continues if the payer passes away.
Your plan carries on if you choose the Death Premium Waiver and the payer passes away during the term (the length of your cover). We take care of the payments.
Get some of your payments back every 5 years.
The CashBack Bonus gives you back some of the payments you make as a cash payout every 5 years, if your plan stays active and your payments are up to date.

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