Proper planning with a Metropolitan Funeral Plan - Your send-off, your way
Funerals are an inevitable part of life. While we all hope to live long and happy lives, it's essential to be prepared for the unexpected. The death of a loved one can be an emotionally challenging time. And without funeral cover in place, it can also become a financial burden.
The costs associated with funerals, including caskets, transportation, flowers, the service and catering, can add up quickly. For many families, these expenses can be overwhelming. It's not only about the emotional toll but also the strain it puts on your finances. To make a plan, some people end up taking on debt to cover these costs, and that can only add more financial stress to an already difficult time for the family unit. This is where pre-planning, and the right funeral plan product becomes crucial.
The importance of pre-planning
Pre-planning for funerals can alleviate these financial burdens, explains Yaaseen Albertyn, Head: Product Management at Metropolitan.
When you plan ahead, you ensure that your family doesn't have to scramble to find the money to give you a dignified farewell. It’s a thoughtful and caring way to protect your family's financial future.
However, he cautions that a lack of pre-planning can also result in having too much cover. “Without proper planning, you could find yourself purchasing the maximum cover amount and in turn, also paying the maximum premium,” explains Albertyn. “During tough times, this premium may become unaffordable as you end up paying for cover that you don’t actually need,” he adds.
Our Metropolitan Funeral Plan is designed to provide you and your loved ones with peace of mind during challenging times. We understand that everyone's financial situation is different, which is why we offer flexibility to tailor your plan to suit your unique needs.
“Planning for your funeral may not be the most cheerful topic, but it’s an essential step in ensuring your family's financial stability,” says Albertyn. “By investing in a Metropolitan Funeral Plan, you are taking practical steps to control of your family's future.”
Here are 3 reasons why you should consider a Metropolitan Funeral Plan:
Financial Security: A Metropolitan Funeral Plan pays out a lump sum amount; up to R80 000 in the event of death, to help cover the costs of a funeral so your family won't have to worry about the expenses during this difficult time. With a funeral plan in place, your family can focus on what matters most and plan a send-off as unique as you are.
Flexibility: Our funeral cover affords you the choice of a standard plan or add-on benefits suited to your needs.
Did you know:
- You can add up to 20 family members on one funeral plan, with cover amounts you determine, to help keep the premium affordable for you and your needs.
- The Metropolitan Funeral Plan allows you to skip up to 6 premiums when times are tough, without losing your cover.
- With the Monthly Essentials benefit, we’ll pay you or your surviving family a monthly amount of up to R3 000 for 6 to 12 months, depending on the cover you choose.
- You could also add the Memorial benefit to your plan, and we’ll pay a lump sum of up to R20 000, that can be used to honour the deceased’s memory with a tombstone or a memorial ceremony.
Convenience: We’re in the business of paying valid funeral claims as efficiently as possible and offer various channels to make the process easy at a time when it matters most.
The channels below are available to initiate a claim on your Metropolitan Funeral Plan:
- Our website chatbot.
- Via WhatsApp on 0860 724 724. In fact, we pay valid claims submitted via WhatsApp within 4 hours of receiving the necessary documents.
- Our Contact Centre agents and consultants in the branches are also readily available to help.
As Metropolitan, we are committed to giving you the right financial solutions to protect your family's financial future.
Speak to a Metropolitan financial adviser today about any questions you have about the right cover or to get your pre-planning started.
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